• Carolina Capital Management

    Making Hard Money Easy

  • Carolina Capital Management

    Making Hard Money Easy

  • Carolina Capital Management

    Making Hard Money Easy

Welcome!  We're ready to invest in your success.

Are you?

Carolina Capital Management is a hard money lender serving the needs of the real estate investor and the small builder borrower who is striving to build wealth and generate income for themselves and their families.  We offer hard money rehab loans and ground-up construction loans for investors only in NC, SC, GA, VA, TN, and some areas of FL. We also serve as consultants for investors, guiding them to network with other investors and educating them in locating and structuring transactions.

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Residential Fix & Flips

We finance up to 90% of the purchase and 100% of the rehab costs up to 65% of the ARV, 3-3.5 points, rates starting at 10.99% with a 6-month term and interest-only payments.

No pre-payment penalties!

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New Construction Single Family

We finance up to 85% Loan to Cost and maximum 65% ARV, 3-3.5 points, rates starting at 10.99% with a 12-month term and interest-only payments.

No pre-payment penalties!

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Commercial Properties

We finance up to 75% LTV, 3-5 points, rates starting at 8.00% and terms up to 24 months and interest-only payments.

No pre-payment penalties!

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Long-Term Financing

For Multi-Family Units under 50 doors, we offer rates as low as 3.75% fixed for a 30-year term. We finance up to 75% LTV, $250K-$5M, DSCR 1.2X.

Closings in as little as 10 days once approved!

Why carolina Capital Management?

People and Principles

ahead of Profit.

All our hard money loan transactions are made ethically and morally. As a hard money lender, we understand the best way to serve our customers is to walk in their shoes. As real estate investors, we understand the goals and needs of our customers.  We are proud members of the American Association of Private Lenders. 

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80 M

in hard money loans funded

60 +

combined years of experience

228 +

closed loans on single-family properties

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