Welcome! We're ready to invest in your success.
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Carolina Capital Management is a hard money lender serving the needs of the real estate investor and the small builder borrower who is striving to build wealth and generate income for themselves and their families. We offer hard money rehab loans and ground-up construction loans for investors only in NC, SC, GA, VA, TN, FL and now TX. We also serve as consultants for investors, guiding them to network with other investors and educating them in locating and structuring transactions.
Residential Fix & Flips
We finance up to 90% of the purchase and 100% of the rehab costs up to 65% of the ARV, 3-3.5 points, rates starting at 11.99% with a 6-month term and interest-only payments.
No pre-payment penalties!
New Construction Single Family
We finance up to 85% Loan to Cost and maximum 65% ARV, 3-3.5 points, rates starting at 10.99% with a 12-month term and interest-only payments.
No pre-payment penalties!
Commercial Properties
We finance up to 75% LTV, 3-5 points, rates starting at 8.00% and terms up to 24 months and interest-only payments.
No pre-payment penalties!
Long-Term Financing
For Multi-Family Units under 50 doors, we offer rates as low as 3.75% fixed for a 30-year term. We finance up to 75% LTV, $250K-$5M, DSCR 1.2X.
Closings in as little as 10 days once approved!
Why carolina Capital Management?
People and Principles
ahead of Profit.
All our hard money loan transactions are made ethically and morally. As a hard money lender, we understand the best way to serve our customers is to walk in their shoes. As real estate investors, we understand the goals and needs of our customers. We are proud members of the American Association of Private Lenders.
in hard money loans funded
combined years of experience
closed loans on single-family properties
From the Blog
175 Real Estate Powerhouse Women Investors on National Women's Equality Day
29 September, 2021Today, on the Passive Accredited Investor Show, the Carolina Capital team will be joined by two very successful wome...
174 Real Estate Market Update - Deflation REI Show - Hard Money for Real Estate Investors!
24 September, 2021Join the Carolina Capital team LIVE, every Thursday at 12:00 pm ET for the Real Estate Investor Show - Hard Money fo...
173 It's A Lucrative Time In The Real Estate Market | Passive Accredited Investor Show w/ Jim Sheils
24 September, 2021Join the Carolina Capital team every Thursday at 1 pm ET for the Passive Accredited Investor Show! Today, Bill Fairm...