Carolina Capital

Management

Making Hard Money Easy

Welcome!  We're ready to invest in your success.

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Carolina Capital Management is a hard money lender serving the needs of the real estate investor and the small builder borrower who is striving to build wealth and generate income for themselves and their families.  We offer hard money rehab loans and ground-up construction loans for investors only in NC, SC, GA, VA, TN, FL and now TX. We also serve as consultants for investors, guiding them to network with other investors and educating them in locating and structuring transactions.

Residential Fix & Flips

● Up to 90% of the purchase
● 100% of the Rehab/Construction Costs
● Up to 70% of the ARV

● Points starting at 3%

● Interest Rates starting at 10.99%

● 6 to 12-month terms

● Interest-only payments

● No pre-payment penalties!

  • * Subject to Change Without Notice

New Construction Single Family

● Up to 85% Loan to Cost (LTC)

● Up to 70% ARV

● Points starting at 3%

● Interest Rates starting at 10.99%

● 12-month term

● Interest-only payments

● No pre-payment penalties!

  • * Subject to Change Without Notice

Commercial Properties

● Financing up to 70% LTV

● Points starting at 3%

● Rates starting at 10.00%

● Terms up to 24 months

● Interest-only payments

● No pre-payment penalties!

  • * Subject to Change Without Notice

Long-Term Financing

For Multi-Family Units under 50 doors, we offer rates as low as 7% fixed for a 30-year term.

We finance up to 75% LTV, $250K-$5M

DSCR 1.2X.

  • * Subject to Change Without Notice

Closings in as little as 10 days once approved!

WHY CAROLINA CAPITAL MANAGEMENT?

People and Principles Ahead of Profit.

All our hard money loan transactions are made ethically and morally. As a hard money lender, we understand the best way to serve our customers is to walk in their shoes. As real estate investors, we understand the goals and needs of our customers.  We are proud members of the American Association of Private Lenders. 

80 M

in hard money loans funded

60+

combined years of experience

228+

closed loans on single-family properties

Carolina Capital Management 2023 All Rights Reserved.